Negotiating the price
Making the offer is a stressful time, and everyone wants value for money. But remind yourself that the majority of properties sell for between 95% and 98% of their asking price.

The estate agent should ideally handle the negotiations since it can be a sensitive issue. With luck, the estate agent will be experienced and considerate of the needs of both parties - but don't forget that ultimately they do work for the seller.

If the property is priced just beyond your reach, try a lower offer. The seller just might say yes, especially if you have your financing in place and can move quickly.
Remember that it's easier to increase an offer than reduce it.

Be aware that if you make too low an offer the seller could be offended and not give you a second chance. Make what you feel is an appropriate offer - treat the seller with respect and hopefully they will act in the same way.

If you are offering to the limit of the price you can afford, then say so - but only if it's true. Equally, don't show your hand to the agent and say you are prepared to pay more (if you are) when you make the initial offer - wait for the response to your first one and then up it if necessary.

If your offer is turned down and you are reasonably confident there are no other offers on the table, wait a few days before increasing your offer by 3%-4%. You could also ask for some extra fittings to be included in the price.